QPay for Banks functions as a payment orchestrator capable of receiving, pre-processing, and processing financial messages so your operations run with control and consistency. It applies mandatory-field validations, enriches and normalizes data, executes business rules (limits, schedules, profiles), calculates charges/fees, and, when applicable, performs FX.

It can receive messages from any channel to create payment instructions — APIs, MQ, TCP/IP, JMS, SFTP, among others. Together with QConnect, it can ingest any message format and adapt it to the gateway you need to send it to (SWIFT, Host to Host, RTP, Central Banks, Corporates) , managing exceptions and reversals and simplifying reconciliation.

It features a user-friendly and intuitive interface that provides full traceability of payments and movements, as well as a customizable dashboard that gives you a clear overview of your activity by channel or according to your needs.